function validate() //Function with a parameter representing a form name.
{
	
	if (FormApply.first.value ==""||FormApply.first.value ==" "||FormApply.first.value =="  "||FormApply.first.value =="   ")
    {
        alert("Please provide your first name!"); 
        FormApply.first.focus();
		FormApply.first.style.background = "#F9DBD2";
        return false;
    }
	
	if (FormApply.surname.value ==""||FormApply.surname.value ==" "||FormApply.surname.value =="  "||FormApply.surname.value =="   ")
    {
        alert("Please provide your Surname!");
        FormApply.surname.focus();
		FormApply.surname.style.background = "#F9DBD2";
        return false;
    }
	
	if (FormApply.debt.value ==0)
    {
        alert("Please tell us how much you owe!"); 
		FormApply.debt.focus();
        
        return false;
    }
	
if (FormApply.homeowner.value ==0)
    {
        alert("Please tell us if you are a homeowner!"); 
		FormApply.homeowner.focus();
        
        return false;
    }

if (FormApply.contact.value ==""||FormApply.contact.value ==" "||FormApply.contact.value =="  "||FormApply.contact.value =="   ")
    {
        alert("Please provide contact number!"); 
        FormApply.contact.focus();
		FormApply.contact.style.background = "#F9DBD2";
        return false;
    }
	
	
var checkEmail 
    checkEmail = FormApply.theemail.value


if (checkEmail =="")
	 
	 return true;
	 
	 else if ((checkEmail.indexOf('@') < 0) || ((checkEmail.charAt(checkEmail.length-4) != '.') && (checkEmail.charAt(checkEmail.length-3) != '.'))) 
{alert("You have entered an invalid email address. Please try again.");
        FormApply.theemail.focus();
		FormApply.theemail.style.background = "#F9DBD2";
        return false;
    }
	

	if (FormApply.phoneoremail.value ==0)
    {
        alert("Please tell us how you would like to be contacted!"); 
		FormApply.contacted.focus();
        
        return false;
    }
	

	
return true;

}